Central Electronics Multiphase Exciter 10B

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I have no firm explanation for this observation. One might argue that in several of these countries debit cards are typically less popular compared to countries where e-purses are relatively successful. Up to a certain point the popularity of debit cards might indeed be an indicator of the readiness of a population to embrace electronic payment instruments in general54. E-purse operators also tend to piggyback on the existing debit card infrastructure (see Section 3). 8). 3) exceeds the level prevailing in Belgium.

For Sweden and Denmark, similar explanations were given to me by Dimitrios Ioannidis of the Sveriges Riksbank and by Henrik Arnt Andersen of Danmarks Nationalbank – even though in both countries debit cards function in on-line mode48. Ioannidis confirmed that in Sweden debit cards can be used for small-value payments although some shops impose a minimum of SEK 100 (some EUR 10 at current rates)49. He also mentioned the structure of the Swedish retail sector, with relatively few family-owned shops and many big retail chains – which are reportedly more inclined to accept debit cards.

Billetique Monétique Services (BMS), Dossier de presse, June 2003. Card Technology, E-purses get a boost from euro, Card Technology, November 2002, p. 8–12. html>. Colson, G. and G. E. working paper Nr. 0201, Université de Liège, Belgium, March 2002. htm> Committee on Payment and Settlement Systems (CPSS), Payment and settlement systems in selected countries (Red Book), CPSS Publications No. htm>. , Buyst, E. and L. Rinaldi, The cost of cash and cards compared: the cases of Iceland and Belgium, mimeo, University of Leuven, 1999 de Vries, H.

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